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2025 general tax rate · Cumberland County, NJ
Stow Creek Township property tax rate
Stow Creek Township's 2025 general tax rate is $2.995 per $100 of assessed value. A property assessed at $300,000 owes $8,985.00 for the year. That ranks 273rd highest of New Jersey's 564 municipalities, above the middle, $0.040 per $100 above the $2.960 per $100 state median.
- 1General tax rate $2.995 per $100
- 2Bill on $300,000 assessed $8,985.00
Your Stow Creek Township tax bill
The bill before exemptions and credits. Compare every New Jersey rate.
General rate and effective rate in Stow Creek Township
New Jersey publishes two rates for every municipality. The general tax rate, $2.995 per $100 in Stow Creek Township, is the one applied to the assessed value on the bill: $300,000 assessed owes $8,985.00. The effective tax rate, $2.612 per $100, is "the general property tax adjusted by the municipality's equalization ratio", the rate on market value. Dividing one by the other puts Stow Creek Township's assessments at about 87.21% of market value; the state median is 70.02%.
The effective rate is the fairer comparison between towns. On it Stow Creek Township ranks 96th of 564, against 273rd on the general rate, and sits $0.470 above the $2.140 median effective rate. At 87.21%, a $300,000 assessment corresponds to roughly $343,997 of market value.
Stow Creek Township's rate in 2024 and 2025
The general tax rate fell $0.060 per $100 (2.12%) from $3.060 per $100 in 2024, and the same $300,000 assessment owes $195.00 less than at last year's rate. In 2024 Stow Creek Township ranked 257th. The effective rate went from $2.528 to $2.612 per $100 (up 3.32%), and the implied ratio from 82.61% to 87.21%.
Tax on common assessed values in Stow Creek Township
| Assessed value | 2025 bill | At the 2024 rate | Versus NJ median rate |
|---|---|---|---|
| $200,000 | $5,990.00 | $6,120.00 | +$70.00 |
| $300,000 | $8,985.00 | $9,180.00 | +$105.00 |
| $400,000 | $11,980.00 | $12,240.00 | +$140.00 |
| $500,000 | $14,975.00 | $15,300.00 | +$175.00 |
| $750,000 | $22,462.50 | $22,950.00 | +$262.50 |
Each bill is the assessed value divided by 100 and multiplied by $2.995, before exemptions, credits or special charges. These are assessed values, not sale prices: at 87.21% the $300,000 row is a property worth about $343,997. The last column is the difference from the same assessment at the $2.960 per $100 state median.
How Stow Creek Township compares in Cumberland County and New Jersey
Among the 14 municipalities in Cumberland County, Stow Creek Township ranks 9th highest; the county median is $3.220 per $100, so Stow Creek Township sits $0.230 per $100 below it. The next higher rate in the county is Shiloh at $3.147, and the next lower is Lawrence Township (Cumberland County) at $2.980. Statewide, 51% of municipalities have a lower general tax rate than Stow Creek Township.
Outside Cumberland County, the closest rates are Wood-Ridge ($2.990, Bergen), Wantage Township ($3.002, Sussex), Eagleswood Township ($2.987, Ocean), Jefferson Township ($3.003, Morris). Because towns assess at different shares of market value, the effective rate is the better guide to what a house of a given price pays.
Appealing a Stow Creek Township assessment
New Jersey appeals go to the Cumberland County Board of Taxation. The petition is due April 1, or May 1 in a year when Stow Creek Township implemented a municipal-wide revaluation or reassessment (NJ Division of Taxation). Property assessed above $1,000,000 may go directly to the Tax Court, and a County Board judgment can be appealed to the Tax Court within 45 days. The Board tests the assessment against the common level range: the average ratio plus or minus 15%. Using the 87.21% ratio implied by the state's two rates, that range runs from about 74.13% to 100.29% of market value; the Director's official average ratio for Stow Creek Township, which the County Board applies, can differ slightly.
The New Jersey appeal page sets out each step with its source and the ratio arithmetic. This is a summary of the published procedure, not legal advice.
Stow Creek Township property tax questions
What is the property tax rate in Stow Creek Township, NJ?
Stow Creek Township's 2025 general tax rate is $2.995 per $100 of assessed value; its effective rate, on market value, is $2.612 per $100. Source: New Jersey Division of Taxation.
How much is the property tax on a $300,000 assessment in Stow Creek Township?
$300,000 ÷ 100 × $2.995 = $8,985.00 a year, before exemptions and credits. At the 2024 rate the same assessment owed $9,180.00.
Is Stow Creek Township's tax rate high for New Jersey?
It ranks 273rd highest of 564, above the middle of New Jersey municipalities; the median is $2.960 per $100. On the effective rate, which allows for different assessment levels, it ranks 96th.
How do I appeal a Stow Creek Township property assessment?
Petition to the County Board of Taxation: by April 1 (May 1 after a municipal-wide revaluation) (NJ Division of Taxation; Guide to Tax Appeal Hearings). Then: county board hearing and judgment (Set by the County Board); appeal to the tax court (Within 45 days of the County Board's judgment).
Source: New Jersey Division of Taxation, 2025 General Tax Rates (general and effective tax rates by county and municipality); prior year from the 2024 General Tax Rates. Appeal steps: NJ Division of Taxation, Assessment and Appeals (updated August 15, 2025); NJ Division of Taxation, A Guide to Tax Appeal Hearings (revised 2022). Last checked October 21, 2026. This page explains published figures; it is not tax or legal advice.