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2025 general tax rate · Monmouth County, NJ
Union Beach property tax rate
Union Beach's 2025 general tax rate is $2.145 per $100 of assessed value. A property assessed at $300,000 owes $6,435.00 for the year. That ranks 412th highest of New Jersey's 564 municipalities, below the middle, $0.810 per $100 below the $2.960 per $100 state median.
- 1General tax rate $2.145 per $100
- 2Bill on $300,000 assessed $6,435.00
Your Union Beach tax bill
The bill before exemptions and credits. Compare every New Jersey rate.
General rate and effective rate in Union Beach
New Jersey publishes two rates for every municipality. The general tax rate, $2.145 per $100 in Union Beach, is the one applied to the assessed value on the bill: $300,000 assessed owes $6,435.00. The effective tax rate, $2.254 per $100, is "the general property tax adjusted by the municipality's equalization ratio", the rate on market value. Dividing one by the other puts Union Beach's assessments at about 105.08% of market value, above market value on average; the state median is 70.02%.
The effective rate is the fairer comparison between towns. On it Union Beach ranks 231st of 564, against 412th on the general rate, and sits $0.110 above the $2.140 median effective rate. At 105.08%, a $300,000 assessment corresponds to roughly $285,497 of market value.
Union Beach's rate in 2024 and 2025
The general tax rate rose $0.080 per $100 (4.03%) from $2.062 per $100 in 2024, and the same $300,000 assessment owes $249.00 more than at last year's rate. In 2024 Union Beach ranked 435th. The effective rate went from $2.258 to $2.254 per $100 (up 0.18%), and the implied ratio from 109.51% to 105.08%: market values rose faster than assessments.
Tax on common assessed values in Union Beach
| Assessed value | 2025 bill | At the 2024 rate | Versus NJ median rate |
|---|---|---|---|
| $200,000 | $4,290.00 | $4,124.00 | −$1,630.00 |
| $300,000 | $6,435.00 | $6,186.00 | −$2,445.00 |
| $400,000 | $8,580.00 | $8,248.00 | −$3,260.00 |
| $500,000 | $10,725.00 | $10,310.00 | −$4,075.00 |
| $750,000 | $16,087.50 | $15,465.00 | −$6,112.50 |
Each bill is the assessed value divided by 100 and multiplied by $2.145, before exemptions, credits or special charges. These are assessed values, not sale prices: at 105.08% the $300,000 row is a property worth about $285,497. The last column is the difference from the same assessment at the $2.960 per $100 state median.
How Union Beach compares in Monmouth County and New Jersey
Among the 53 municipalities in Monmouth County, Union Beach ranks 4th highest; the county median is $1.614 per $100, so Union Beach sits $0.530 per $100 above it. The next higher rate in the county is Roosevelt at $2.385, and the next lower is Keansburg at $2.143. Statewide, 26% of municipalities have a lower general tax rate than Union Beach.
Outside Monmouth County, the closest rates are Dennis Township ($2.145, Cape May), Millstone Borough ($2.154, Somerset), Maywood ($2.156, Bergen), Hillsborough Township ($2.160, Somerset). Because towns assess at different shares of market value, the effective rate is the better guide to what a house of a given price pays.
Appealing a Union Beach assessment
New Jersey appeals go to the Monmouth County Board of Taxation. Monmouth County is one of the three counties on the alternative calendar, so the petition deadline is January 15 (NJ Division of Taxation). Property assessed above $1,000,000 may go directly to the Tax Court, and a County Board judgment can be appealed to the Tax Court within 45 days. The Board tests the assessment against the common level range: the average ratio plus or minus 15%. Using the 105.08% ratio implied by the state's two rates, that range runs from about 89.32% to 120.84% of market value; the Director's official average ratio for Union Beach, which the County Board applies, can differ slightly.
The New Jersey appeal page sets out each step with its source and the ratio arithmetic. This is a summary of the published procedure, not legal advice.
Union Beach property tax questions
What is the property tax rate in Union Beach, NJ?
Union Beach's 2025 general tax rate is $2.145 per $100 of assessed value; its effective rate, on market value, is $2.254 per $100. Source: New Jersey Division of Taxation.
How much is the property tax on a $300,000 assessment in Union Beach?
$300,000 ÷ 100 × $2.145 = $6,435.00 a year, before exemptions and credits. At the 2024 rate the same assessment owed $6,186.00.
Is Union Beach's tax rate high for New Jersey?
It ranks 412th highest of 564, below the middle of New Jersey municipalities; the median is $2.960 per $100. On the effective rate, which allows for different assessment levels, it ranks 231st.
How do I appeal a Union Beach property assessment?
Petition to the County Board of Taxation: by January 15 (Monmouth County uses the January 15 calendar) (NJ Division of Taxation; Guide to Tax Appeal Hearings). Then: county board hearing and judgment (Set by the County Board); appeal to the tax court (Within 45 days of the County Board's judgment).
Source: New Jersey Division of Taxation, 2025 General Tax Rates (general and effective tax rates by county and municipality); prior year from the 2024 General Tax Rates. Appeal steps: NJ Division of Taxation, Assessment and Appeals (updated August 15, 2025); NJ Division of Taxation, A Guide to Tax Appeal Hearings (revised 2022). Last checked October 21, 2026. This page explains published figures; it is not tax or legal advice.